Tired of paying rent but don’t know where to start to buy a
home?
I have talked to many people who are renting and just feel
like their rent payment is going down the drain each month. They have heard about interest deductions and
building equity and even that they could buy a home with a mortgage payment
less than what they are paying for rent every month. The
idea of actually owning the home they live in sounds great, but the process to
do so sounds frightening to many. Does
this sound like you?
The leap from renting to purchasing can seem scary because
most people don’t even know where to start.
With our experience in sales, and particularly at walking new buyers
through the process, we specialize in making the process of buying a home less
intimidating and easy! For your
pondering, we have listed a few things to consider as you get started on your
home buying journey.
Find a good REALTOR®!
Don’t just rely on the numbers on the signs of the homes you are
interested in. Listing agents are
generally good agents but they work for the seller. Find someone who is willing to take the time
to explain every step of the process with you.
We like to let our clients know up front what the process of buying a
home looks like and then come alongside to guide them through each step - all the way through closing. The Chris and Kelly Team specializes in
relocation, so even if you are moving out of the Upstate we can help you find a
great REALTOR® no matter where you want to live. Just leave a comment below, and we will put
you in touch with the best fit REALTOR® at no cost to you!
Then next thing you’ll need to do is talk to a lender. Your REALTOR® can give you some contact names
for trusted lenders in your area. The
conversation with a lender will be rather brief but full of questions. They will take the income information you
give them and compare it to your credit report and your other monthly
debts. They will then be able to advise
you and even pre-approve you for a specific range of home prices. They
will also advise you on how much money you will need to have to close on the
home, down payments, bank fees, etc. When
you are through with this step, you will have a great idea of the prices of
homes you can wisely afford to purchase.
Now you are ready to look at houses that interest you! You will want to tell your REALTOR®
everything you’d like to have in your next home and they will join the search
with you. Again, as a buyer, all these
services are free to you. The REALTOR®
working for you is paid commission by the listing agent of the home you
purchase so you have an advocate. As a
buyer’s agent, they are there to help you find the right home, negotiate the
best price, and walk with you through the entire process until the day you
receive the keys to your new home.
The
Chris and Kelly Team is in the Greenville/Spartanburg, SC area. If you are interested in buying a home in
that area, we would love to help you. If
you want to talk about the process but are not buying in the Upstate of SC, we
would be glad to find the best fit REALTOR® for your area.
Purchasing a home will be one of the most important
decisions you make, but with the right REALTOR® the process can be very
rewarding!
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